Helmets

Why buy a helmet? It is $10 to $200 you can save. You look cooler without it and it is cumbersome.

A: Medical bills cost a lot more than a Helmet. Brain Damaged is often irreversible. Death is bad. If you don't wear one your kids won't either. Do you want them riding without one?

Do you need a $200 helmet? No. Unless you are a professional bike rider.
How about a $100 helmet? No. Unless you ride a lot, do races or tours and have money to waste (but if you are just wasting money send it here)
A $50 Helmet? This is pretty normal. You can get a cool (as far as helmets go) looking, comfortable (in fit and cooling) one, aerodynamic one for this. These Usually have built in reflectors.
A $10 helmet? Yep. Mine is 10 bucks. Same safety rating as a $200 one. It didn't have cool colors or designs so I painted a Bat emblem on the front and put a reflective Flash sticker on the back. This price range doesn't give you a very adjustable helmet so be sure it fits well as is.

So save money by buying an inexpensive helmet. Don't skip it altogether.